Join us for our Webinar: Estate Liquidity Under the New IHT Rules
How to Protect Clients from Delays, Interest and 2027 Changes
If you advise clients on estates, inheritance or financial planning, this session is for you. Join fellow financial advisers, planners, brokers, and private-client solicitors to stay ahead of new tax and probate rules — and learn practical ways to keep client plans on track when delays or cash-flow challenges arise.
Date: 5 February 2026
Time: 11:00 AM UK
Duration: 45 minutes + live Q&A
Host: Steve Gauke, Managing Director, Provira
Guest speakers:
- Paul Radcliffe, Probate expert, Laurelo.
- Evie Tucker, Financial Planner, Titan Wealth
- Nicole Diamond, Financial Adviser, Titan Wealth
Overview
The inheritance tax landscape is shifting fast, and your clients are feeling it.
Since April 2025, new residence-based IHT rules have added complexity for long-term UK residents and cross-border families. From April 2027, unused pension funds will also be drawn into IHT, creating new planning challenges.
Even though probate times are improving, cash-flow pressure on estates hasn’t gone away. HMRC’s late-payment interest now sits at base rate + 4%, leaving advisers, solicitors, executors and beneficiaries facing tight deadlines and growing client anxiety. Whether supporting executors managing estate costs or beneficiaries waiting for their inheritance, timely access to funds can make a real difference.
Join Provira, the UK’s largest provider of inheritance and estate advances, for a practical, insight-driven session that will help you navigate these challenges with confidence. We’ll unpack when and how advances can ease liquidity pressure, share real-world case studies, and give you a clear referral checklist you can start using straight away.
What you’ll learn
- When inheritance and estate advances are appropriate, and how they really work in practice.
- What the current rules mean and some practical steps you should take to stay compliant and support clients effectively.
- Three common triggers for an advance, including paying IHT to obtain the grant, supporting dependants, or funding essential works before a sale.
- How to compare the cost and benefit of an advance versus HMRC instalments or late-payment interest.
- How inheritance advances can help beneficiaries access funds sooner, without waiting for probate to complete.
- How to apply a simple suitability checklist that aligns with professional obligations.
Speakers
Steve Gauke, Managing Director at Provira
Steve joined Provira in early 2022 and has seen the business grow to become the leading provider of probate loans in the UK. He holds a Master’s Degree in Business Studies and has over 20 years experience in professional services, including senior roles at The Law Society of England & Wales and Kreston Reeves. Steve is focussed on ensuring the business delivers a world class service to both its customers and partners. It is this approach that has been the cornerstone of Provira’s success and is the driving motivation for the whole Provira team.
Outside of work, Steve is most often found on the cricket pitch or golf course, primarily failing to work out how to prevent the advancing years further ruining his game!
Paul Radcliffe, Technical Lead at Laurelo
After well over a decade within the industry Paul has worked his way toward being an industry leader with the most compassionate of approaches. Now working for a national family firm called Laurelo, who strive to offer the highest level of service and compassion and always ensuring they take a families come first approach.
Achieving 2nd place in 2024 for a national achievement award at the Probate Industry Awards for the work he carries out on education and a driving force to make the industry better. Paul has become nationally recognised and affectionately known as ‘Probate Paul’
Paul leads the way in being a true advocate of education needs to be improved within the death sector and spends over 30% of his time spent on free help / support and guidance to audiences around the country.
Evie Tucker, Financial Planner, Titan Wealth
Evie is a dedicated, objective-led financial planner with a strong focus on helping individuals navigate the complexities of inheritance tax (IHT) and broader tax mitigation strategies. She is passionate about empowering clients to achieve their financial goals while minimising tax exposure, ensuring that wealth is preserved and passed on efficiently.
In today’s fast-changing environment of government policy and tax legislation, Evie excels at making complex information accessible. She helps clients understand recent changes to the tax and financial advice landscape, translating technical detail into clear, actionable guidance.
Evie’s commitment to excellence has been recognised nationally—her team was recently shortlisted as Young Financial Planning Team of the Year by Money Marketing.
Nicole Diamond, Financial Adviser, Titan Wealth
Nicole Diamond is a Financial Adviser at Titan Wealth. She provides holistic financial-life planning by taking the time to deeply understand clients’ financial and wider life goals and aspirations. She works closely with clients to create a comprehensive, ever-evolving plan to help ensure their desired financial, business, and life-style goals are achieved, as they journey along changing significant life events from early career to retirement. Her goal is always focused on her clients living their best life, whatever that individually means for them.
Nicole advises clients with varied circumstances at differing stages of life across a range of planning areas including retirement planning, pensions, investments, business planning and wealth creation, divorce, protection, estate and inheritance tax planning, trusts, personal tax planning, and cashflow modelling.
Nicole is a member of the Chartered Institute for Securities and Investment and the Chartered Insurance Institute/Personal Finance Society.
When not in passionate contemplation about financial health and wellbeing, Nicole enjoys spending time with her daughter and family, singing in a choir, and many an hour at the Futures Institute intrigued with the latest in AI and technology.
Register your place
Places are limited, to secure your seat complete the form below and we’ll send you the webinar access link via email.
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