Simple inheritance
solutions
that help you move forward
Access funds quickly
Funds typically released within 3 days of application
Great customer service
One experienced contact person from start to finish
Solutions focused
We simplify the process and work directly with Solicitors
Straight-forward pricing
We only charge 1.5-2% simple interest so costs are transparent
INHERITANCE ADVANCE
The freedom to move forward
Whatever you need the funds for, from buying a new home, going on holiday, or managing day-to-day expenses, you can access up to 50% of your inheritance now with Provira.
- Simple and fast online application
- One experienced, dedicated underwriter to support you throughout the process
- Deep knowledge of the probate process
- Transparent fees, terms and conditions
ESTATE ADVANCE
Your trusted partner to access estate funds
If you need to pay Inheritance Tax, repair or renovate a property in the estate, pay legal fees or other estate liabilities, you can access up to 50% of the value of the estate now with Provira.
- Simple and fast application process
- Agile approach to every client
- We pay HMRC Inheritance Tax directly
- Transparent fees, terms and conditions
INHERITANCE CALCULATOR
Which advance is right for you?
We have different advances available to suit your needs and help you move forward.
Need assistance?
Our dedicated underwriting team is here to help. Give us a call on 0203 813 6400.
You could be eligible
Based on inheritance due of 40,000, you are eligible for an advance of:
Up to 50,000
| 12 months | Time to liquidate estate |
| 1 - 2 | Owed in Interest |
| 1 - 2 | Owed in capital and fees |
| 1 - 2 | Total balance owed* |
*Representative 26.5% APR
or call us on 0203 813 6400
What is your current situation?
Please select the option that best suits your enquiry type.
What is the estimated inheritance due to you?
What is the estimated value of the Estate?
Get your inheritance in these 4 simple steps
1
2
Send us your documents
We confirm your eligibility, send you a document list and you provide:
- Copy of Death Certificate
- Copy of Will (if applicable)
- Copy of Grant of Probate/Confirmation/Letters of
Administration (if applicable) - Confirmation of the assets and liabilities within the estate
- Proof of ID, address and bank details
We confirm your eligibility, send you a document list and you provide:
Show list
- Copy of Death Certificate
- Copy of Will (if applicable)
- Copy of Grant of Probate/Confirmation/Letters of
Administration (if applicable) - Confirmation of the assets and liabilities within the estate
- Proof of ID, address and bank details
3
Your application is assessed
Our experienced underwriters assess your application within 48 hours and successful applications receive a formal email offer.
4
Receive your funds
Loan documents are issued, signed (normally electronically) and funds are transferred immediately to your nominated bank account.
Ready to get started?
Our deeply experienced, caring team is here to answer any questions. Give us a call on 020 8038 6896 or start your application now.
From out of a hole towards hope – how Moneer was able to move forward with his life
We’re here to help
It’s important to us that you have all the information you need to move forward with hope.
or call us on 0203 813 6400
Our latest guides
How Do Wedding Gifts Work When It Comes To Paying Inheritance Tax?
What To Consider When You Are Writing a Will
How Do You Select Your Beneficiaries?
FAQ's
Yes, Provira Limited is authorised and regulated by the Financial Conduct Authority (FRN No: 946175).
We are a direct lender and will be with you from start to finish. Provira is your only point of contact from your initial enquiry, providing you with a decision and transferring funds directly to you.
Inheritance advances and estate advances are often used interchangeably.
An inheritance advance refers to a cash payment given directly to a beneficiary as a percentage of their future inheritance e.g. 50% of the overall inheritance.
An estate advance is made to executors of an estate to cover any estate expense, including inheritance tax.
For clarification, please speak to our team for more information.
For an Inheritance Advance, you can receive up to 50% of your future inheritance. So, if you are due to inherit £100,000 we can provide an advance of up to £50,000.
For an Estate Advance, you can receive up to 50% of the net value of the estate. So, if the value of the estate is £100,000 we can provide an advance of up to £50,000.
On receipt of the requested information, we can normally assess applications and provide a decision within a few days. Funds will be released on the same day that all loan documents are signed.
No, you are not required to provide any form of personal security. The decision to lend is based solely on the assets and liability in the estate.
The arrangement fee (which is simply added to the loan) is 1-2% of the loan amount. The interest rate is 1.5-2% per month for as long as the Advance is outstanding. Very importantly, we only charge simple interest, not compound. That means you are not paying interest on the interest.
Provided there has been no breach of the terms and conditions of the loan, if the value of the estate or the value of your inheritance changes and there are insufficient funds to repay the loan in full, you will not be required to pay the shortfall.