A devastating loss

When Jon lost his mother four years ago, he was absolutely devastated. As the youngest child in the family, it hit him very badly and he was struggling to cope with the process of grief. This huge loss also prompted a significant life change for Jon. Once he knew his mother had left some money for him, he decided to give up his life of living on the road with horses and instead, try to put down some roots. He knew he wanted to use the money from his mother to invest in some land or property that he could leave to his children. He decided to sell his horses and the way of life that came with them and was ready to jump into a new, fresh start.

“I thought it was time to grow up and get rid of the horses and get myself on the property ladder. I’ve got children and you’ve got to think about their future.”

Stress and complications of settling the family estate

However, things weren’t that simple. Following his mother’s death there was a long period of complicated family dynamics and feuds over the estate which created great delays to Jon receiving the money he was owed.

Jon, now with no horses or connection to his previous lifestyle, was stuck dealing with these emotionally challenging feuds and with no means of securing income or providing for his family. It was a stressful, messy and convoluted situation, Jon was desperate for a way out.

“It ended up being this kind of ongoing battle and I thought ‘wow, this is going to take months’…In that time, I’d sold my horses, I’d sold my old way of life ready to jump into a new way of life. I was in a bit of a void, I was stuck.”

Whilst researching his options Jon came across Provira. He was immediately struck by how approachable, honest and easy to understand their offer seemed. Nothing was hidden in the small print, he knew upfront exactly what, how and when he’d have to pay their charges. As he continued to engage with Provira and explore his options with their inheritance advance and estate advance services he was grateful for their transparent and no-nonsense approach – a light relief during an otherwise very confusing and emotional time. He describes Sharon from Provira as a ‘breath of fresh air’, as someone who took the time to really listen and was completely by his side the whole time.

“Provira just made things very easy. I had to send over some key bits of information – details of estate agents, solicitors, value of estate etc – then they got in touch with the solicitors and dealt with everything from there.”

Timely funds and transparent services

Following a very straightforward process, Jon first received an advance on his inheritance which brought him instant relief, peace of mind and great comfort. This was a helpful stop gap and finally, without the stress and turmoil of financial worries, Jon was able to start looking ahead to a more settled future for his family and deal with more immediate issues such as helping his son buy a car.

“At this point I was talking to my wife, actually jumping up and down on the street thinking, thank God I don’t have to worry about money at the moment.”

Later, Jon got an estate advance that helped him pay off an equity loan on the inherited property, making the estate’s finances easier to manage.

A brighter future

With Provira’s support, Jon’s been able to move on with his life dramatically. He’s transitioned from a life on the road to putting down roots and investing in property for his own family – a life change that’s brought him great comfort.

“Now my children have something of equity or value that I can leave them, which is a lot better than nothing. For me that helps me sleep easier at night.”