We’re a trusted, FCA-regulated Inheritance Advance provider, recommended by CreditKnowledge.
If you’re expecting an inheritance and probate has started, or is about to, you could be eligible. It’s based on the value of the estate, not your personal credit score, so there’s no credit check involved.
FCA regulated
See if you qualify
A member of our experienced underwriting team will be in touch via phone or email within 1 working day.
No credit score impact
We run a soft check only, so there's no mark left on your file.
No monthly repayments
Everything is settled from the estate once probate completes.
No upfront fees
You won't pay anything to apply or to find out if you qualify.
It’s a way to access some of your inheritance before probate finishes, rather than waiting months for the estate to be settled. You’re given a percentage of what you’re due to inherit, and it’s repaid from the estate once everything is finalised, not from your own pocket.
Customer Story
“You could immediately feel this very warm, normal and human attitude… it was a nice feeling, like no one’s trying to sell you something.”
We’re a direct lender, not a broker, so you’ll deal with the same team from your first enquiry through to funds landing in your account. We’ve been helping families access their inheritance early since 2019.
We work with families every day who just need a bit of breathing room while probate runs its course.
COMMON QUESTION
Doing probate yourself?
You can still apply.
Many people think handling probate themselves means they can’t get an inheritance loan. That’s not the case. If there’s a property in the estate, you’ll need a conveyancing solicitor to sell it, and that’s all we need. We’ll guide you through it.
What we'll need from you
Nothing too complicated. Just enough to get started.
Proof of the death (death certificate or grant of probate)
Basic details of the estate's assets and liabilities
Contact for the solicitor handling probate
A quick chat with you to confirm the details
Ready to apply?
If you’ve read through and you’re happy to go ahead, you can start your application now. It only takes a few details about you and the estate, and there’s no obligation to proceed.
Prefer to speak to someone first?
Adam looks after enquiries from CreditKnowledge. He can answer any questions about eligibility, cost, or the process, and there’s no obligation to proceed.
FAQ's
We’re a direct lender, not a broker. You’ll deal with the same team, including Adam, from your first enquiry through to funds landing in your account.
Yes. An Inheritance Advance gives you access to up to 50% of your expected inheritance, based on the estate, not a personal loan against your own credit.
Adam or a member of our team will review what you’ve shared and be in touch to talk through your eligibility and next steps.
No. We carry out a soft check that doesn’t leave a footprint on your credit file.
No. There are no monthly repayments. The advance is settled from the estate once probate completes.
Typically up to 50% of your expected inheritance, depending on the value of the estate.
Provira Limited is authorised and regulated by the Financial Conduct Authority (FRN No: 946175). Finance is subject to availability and status. Applicants must be 18 or over. Terms and Conditions apply. Registered company 12938037.
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